UIC insurance is one of the types of coverage that is of great interest today as it offers multi-function integrated insurance schemes targeted at Vietnamese clients. With the name UIC Family Health Insurance, families have more benefits when using insurance. Find out more about the UIC insurance program.
1. UIC insurance information
UIC Insurance was founded by UIC Insurance Co, a member of Sompo Japan Nipponkoa Insurance. Established in 1997, UIC has become one of the trusted non-life insurances in the international market as well as the Vietnamese market in particular. Currently, UIC is providing non-life insurance products and comprehensive risk management solutions for corporate and individual clients.
Types of UIC coverage available:
- Personal Products:
• Car Insurance.
• Travel insurance.
• Health insurance.
- Technical Insurance:
• All construction risks.
• All installation risks.
• Machinery malfunctioning.
• Machinery and equipment contractor.
- boat insurance:
• Insurance for import and export.
• Inland transportation insurance.
• aviation insurance.
- Property insurance:
• Fire and special hazards.
• Any possible risks to the property.
• Any industrial risk.
• Business interruptions.
2. UIC Family Health Insurance
The UIC family health insurance program is a form of insurance that provides protection, relief, and injury benefits to clients in the event of death, accident, Pregnancy, dental treatment as well as insurance packages for two generations in the family (parents and children).
UIC insured persons:
• Children from 2 months to 18 years (unlimited number of children in the family).
• Parents are not over 65 years old.
Features of UIC:
• UIC Family Health Insurance provides all benefits to all individuals in the family.
• Comprehensive protective benefits, including all possible accidents, life, hospitalization, surgery, dentistry, childbirth and during pregnancy.
• Children up to 2 months of age are entitled to participate in and receive benefits from UIC (UIC Family Insurance also includes health insurance for children under 1 year of age).
• Bring attractive maternity benefits to the mother, at a cost of over VND 30 million per child.
• Unrestricted access to medical care, treatment and inpatient treatment.
• UIC Family also provides educational support for children under age if the parents died, died during the insurance period.
Insurance conditions:
• Renewal coverage will not be effective if something goes wrong.
• First year customers need to know:
Accidents during the waiting period will not be applied.
Insurance validity will apply to sickness, illness, death, injury due to illness from 30 days from the date of insurance, 270 days upon maternity, 180 days if death due to disease, 365 days for the disease is available, special disease.
Specific diseases that can be mentioned are: cancer, malignant types, hypertension, cardiovascular disease, gastric ulcer, ulcerative colitis, bronchial asthma, chronic polyarthritis, inflammation liver, endometritis, hemorrhoids, tuberculosis, gravel in the excretory system, diabetes mellitus ...
Available illnesses include: illness, illness, development of symptoms, manifestation of illness prior to effective date of insurance.
3. Compensation Process UIC Insurance:
- Hospital fee guarantee:
• The insured presents his / her ID card.
• The hospital provides information to the UIC, waits for the approval email and the hospital confirms that the hospital is free of charge.
• If the hospital requires a deposit, pre-payment and reimbursement at the hospital.
• Work with the guarantor.
- Advance payment, compensation follows:
• Individual insurance buyers collect documents for reimbursement, specifically:
• Fill in the information and ask for confirmation from the hospital.
• Medical records should be verified by a physician, test results, and filmed if available.
• Hospital discharge papers, inpatient certificate, surgery certificate, doctor's surgery appointment.
• Prescriptions, drug purchase invoices.
• In-home nursing care bill.
• Certificate, inheritance, if any.
Choose the UIC for your family to have a safe, secure life. If there is a need, find out more about the types of UIC covered when needed.
Thursday, April 26, 2018
UIC insurance and information to know
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